Insurance & Benefits Planning for Business Owners
Protect your business. Empower your people. Secure your legacy.
As a business owner, your company is more than a source of income—it’s a reflection of your vision, values, and years of hard work. At Paragon Insurance Services, we help you protect what you’ve built and prepare for what comes next.
We understand the unique challenges entrepreneurs, professionals, and executives face—fluctuating income, key person risk, employee retention, succession planning, and liability exposure. That’s why we take a strategic, proactive approach to insurance planning that helps you stay focused on growth while we manage the risks.
Let's Protect What You've Built
Start with a conversation. We'll guide you through a tailored strategy that supports your business today—and ensures your success tomorrow.
What We Help You Protect & Plan For
Owner Income Protection
Key Person & Executive Coverage
Key Person & Executive Coverage
Ensure your income is protected in the event of illness, injury, or business interruption with customized disability income solutions and business overhead expense policies.
Key Person & Executive Coverage
Key Person & Executive Coverage
Key Person & Executive Coverage
Protect your business from the financial impact of losing a vital employee, executive, or partner with key person insurance and buy-sell agreement funding.
Succession & Exit Planning
Key Person & Executive Coverage
Employee Benefits & Retention Tools
Prepare for smooth transitions, whether you're selling, retiring, or handing over leadership. We coordinate with your legal and financial advisors to ensure continuity and maximum value.
Employee Benefits & Retention Tools
Business Continuity & Risk Mitigation
Employee Benefits & Retention Tools
Attract and retain top talent with group benefits, executive bonus plans, deferred compensation packages, and life/disability coverage options tailored to your team.
Business Continuity & Risk Mitigation
Business Continuity & Risk Mitigation
Business Continuity & Risk Mitigation
Mitigate risk with a comprehensive review of business liabilities and coverage gaps—ensuring you’re protected across every phase of growth.
Tax-Efficient Wealth Transfer
Business Continuity & Risk Mitigation
Business Continuity & Risk Mitigation
Use advanced life insurance strategies to transfer business wealth to heirs or beneficiaries with minimal tax impact—preserving more of what you’ve earned and ensuring your legacy lasts.
our process
Discovery & Assessment
We listen and assess your current exposures.
Strategic Design
We create customized, cost-effective insurance strategies.
Implementation
We put your plan in place efficiently.
Ongoing Support
We adjust and review as your business evolves.